GMC Sierra Insurance
Average insurance costs for the GMC Sierra (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$183/mo
Liability Only
$75/mo
Safety Rating
5★/5
Average GMC Sierra Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $75 | $900 |
| Full Coverage | $183 | $2,200 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
GMC Sierra Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $247 | $2,964 |
| 26–35 | $183 | $2,196 |
| 36–55 | $162 | $1,944 |
| 55+ | $175 | $2,100 |
What Affects Your GMC Sierra Insurance Rate
- Vehicle Class: Full-Size Pickup
- Safety Rating: 5★ NHTSA, Not rated IIHS
- Theft Risk: moderate
- Model Years: 2024-2026
GMC Sierra Safety Features
✓Forward Collision Alert
✓Automatic Emergency Braking
✓Lane Departure Warning
✓Rear Seat Reminder
✓Pedestrian Detection
Available Discounts for GMC Sierra
- %Multi-vehicle discount
- %Good driver discount
- %Paperless billing
- %Pay-in-full discount
- %GMC owner loyalty
GMC Sierra Theft Risk
Risk Level:Moderate
Similar theft profile to Chevrolet Silverado. Tailgates and parts are targeted.
Frequently Asked Questions
How much is insurance for a GMC Sierra?▼
The average cost of GMC Sierra insurance is $183/month ($2,200/year) for full coverage. Liability-only coverage averages $75/month ($900/year).
Is GMC Sierra the same as Chevrolet Silverado for insurance?▼
Yes, the GMC Sierra and Chevrolet Silverado share the same platform and have nearly identical insurance costs. The Sierra may be slightly higher due to its premium positioning.
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