Kia Soul Insurance
Average insurance costs for the Kia Soul (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$208/mo
Liability Only
$83/mo
Safety Rating
5★/5
Average Kia Soul Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $83 | $1,000 |
| Full Coverage | $208 | $2,500 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Kia Soul Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $281 | $3,372 |
| 26–35 | $208 | $2,496 |
| 36–55 | $184 | $2,208 |
| 55+ | $199 | $2,388 |
What Affects Your Kia Soul Insurance Rate
- Vehicle Class: Subcompact Hatchback
- Safety Rating: 5★ NHTSA, TSP IIHS
- Theft Risk: very-high
- Model Years: 2024-2026
Kia Soul Safety Features
✓Forward Collision Avoidance
✓Lane Keeping Assist
✓Blind-Spot Collision Warning
✓Rear Cross-Traffic Alert
✓Driver Attention Warning
Available Discounts for Kia Soul
- %Multi-vehicle discount
- %Good driver discount
- %Anti-theft device discount
- %Paperless billing
- %Pay-in-full discount
Kia Soul Theft Risk
Risk Level:Very-high(13,562 stolen in 2024)
The Soul is affected by Kia's theft vulnerability. Newer models with immobilizers have lower risk.
Frequently Asked Questions
How much is insurance for a Kia Soul?▼
The average cost of Kia Soul insurance is $208/month ($2,500/year) for full coverage. Liability-only coverage averages $83/month ($1,000/year).
Why is Kia Soul insurance expensive?▼
The Soul is affected by Kia's theft vulnerability, which increases insurance costs. Installing anti-theft devices can help reduce premiums.
Related Vehicles
Ready to Save on Your Kia Soul Insurance?
Get personalized quotes from top insurers in less than 2 minutes. Compare rates and find the best coverage.