Subaru Forester Insurance
Average insurance costs for the Subaru Forester (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$134/mo
Liability Only
$58/mo
Safety Rating
5★/5
Average Subaru Forester Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $58 | $700 |
| Full Coverage | $134 | $1,613 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Subaru Forester Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $181 | $2,172 |
| 26–35 | $134 | $1,608 |
| 36–55 | $118 | $1,416 |
| 55+ | $128 | $1,536 |
What Affects Your Subaru Forester Insurance Rate
- Vehicle Class: Compact SUV
- Safety Rating: 5★ NHTSA, TSP IIHS
- Theft Risk: low
- Model Years: 2024-2026
Subaru Forester Safety Features
✓EyeSight
✓Pre-Collision Braking
✓Adaptive Cruise Control
✓Lane Centering
✓Lane Departure Warning
Available Discounts for Subaru Forester
- %Multi-vehicle discount
- %Good driver discount
- %Subaru owner loyalty
- %Anti-theft device discount
- %Paperless billing
Subaru Forester Theft Risk
Risk Level:Low
One of the cheapest SUVs to insure in the US. Low theft rates and excellent safety contribute to very affordable premiums.
Frequently Asked Questions
How much is insurance for a Subaru Forester?▼
The average cost of Subaru Forester insurance is $134/month ($1,613/year) for full coverage. Liability-only coverage averages $58/month ($700/year). The Forester is one of the cheapest SUVs to insure.
Why is Subaru Forester so cheap to insure?▼
The Forester benefits from excellent safety ratings, very low theft rates, affordable repair costs, standard AWD, and Subaru's strong reliability reputation. All these factors minimize insurance risk.
Is Forester cheaper to insure than Honda CR-V?▼
Yes, the Subaru Forester is typically $100-200/year cheaper to insure than the Honda CR-V. Both are affordable, but the Forester's safety and theft profile give it an edge.
What coverage is recommended for Subaru Forester?▼
Full coverage is recommended for Forester owners. The vehicle's very affordable insurance rates make comprehensive coverage accessible and valuable.
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