Tesla Model X Insurance
Average insurance costs for the Tesla Model X (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$375/mo
Liability Only
$150/mo
Safety Rating
5★/5
Average Tesla Model X Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $150 | $1,800 |
| Full Coverage | $375 | $4,500 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Tesla Model X Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $450 | $5,400 |
| 26–35 | $375 | $4,500 |
| 36–55 | $332 | $3,984 |
| 55+ | $357 | $4,284 |
What Affects Your Tesla Model X Insurance Rate
- Vehicle Class: Midsize EV SUV
- Safety Rating: 5★ NHTSA, Not rated IIHS
- Theft Risk: low
- Model Years: 2024-2026
Tesla Model X Safety Features
✓Autopilot
✓Automatic Emergency Braking
✓Forward Collision Warning
✓Blind Spot Monitoring
✓Lane Departure Avoidance
Available Discounts for Tesla Model X
- %EV discount (5-10%)
- %Anti-theft system discount
- %Good driver discount
- %Paperless billing
- %Pay-in-full discount
Tesla Model X Theft Risk
Risk Level:Low
Low theft risk. Very high repair costs significantly increase insurance.
Frequently Asked Questions
How much is insurance for a Tesla Model X?▼
The average cost of Tesla Model X insurance is $375/month ($4,500/year) for full coverage. Liability-only coverage averages $150/month ($1,800/year). The Model X is one of the most expensive vehicles to insure.
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