Ford Explorer Insurance
Average insurance costs for the Ford Explorer (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$175/mo
Liability Only
$71/mo
Safety Rating
5★/5
Average Ford Explorer Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $71 | $850 |
| Full Coverage | $175 | $2,100 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Ford Explorer Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $236 | $2,832 |
| 26–35 | $175 | $2,100 |
| 36–55 | $155 | $1,860 |
| 55+ | $167 | $2,004 |
What Affects Your Ford Explorer Insurance Rate
- Vehicle Class: Midsize SUV
- Safety Rating: 5★ NHTSA, TSP IIHS
- Theft Risk: low
- Model Years: 2024-2026
Ford Explorer Safety Features
✓Ford Co-Pilot360
✓Automatic Emergency Braking
✓Blind Spot Information System
✓Lane-Keeping System
✓Auto High-Beam Headlamps
Available Discounts for Ford Explorer
- %Multi-vehicle discount
- %Good driver discount
- %Ford owner loyalty
- %Paperless billing
- %Pay-in-full discount
Ford Explorer Theft Risk
Risk Level:Low
Moderate theft risk. Popular family SUV with good security features.
Frequently Asked Questions
How much is insurance for a Ford Explorer?▼
The average cost of Ford Explorer insurance is $175/month ($2,100/year) for full coverage. Liability-only coverage averages $71/month ($850/year).
Is Ford Explorer expensive to insure?▼
The Explorer is moderately priced to insure for a midsize SUV. Its safety features and Ford's reliability contribute to reasonable insurance rates.
What coverage is best for Ford Explorer?▼
Full coverage is recommended for Explorer owners, especially those with loans. The vehicle's value and family-oriented use make comprehensive coverage important.
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