Toyota Highlander Insurance
Average insurance costs for the Toyota Highlander (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$183/mo
Liability Only
$75/mo
Safety Rating
5★/5
Average Toyota Highlander Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $75 | $900 |
| Full Coverage | $183 | $2,200 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Toyota Highlander Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $247 | $2,964 |
| 26–35 | $183 | $2,196 |
| 36–55 | $162 | $1,944 |
| 55+ | $175 | $2,100 |
What Affects Your Toyota Highlander Insurance Rate
- Vehicle Class: Midsize SUV
- Safety Rating: 5★ NHTSA, TSP IIHS
- Theft Risk: low
- Model Years: 2024-2026
Toyota Highlander Safety Features
✓Toyota Safety Sense 2.5+
✓Pre-Collision System
✓Lane Departure Alert
✓Dynamic Radar Cruise Control
✓Automatic High Beams
Available Discounts for Toyota Highlander
- %Multi-vehicle discount
- %Good driver discount
- %Toyota owner loyalty
- %Paperless billing
- %Pay-in-full discount
Toyota Highlander Theft Risk
Risk Level:Low
Low theft risk. Family-oriented vehicle with excellent safety features.
Frequently Asked Questions
How much is insurance for a Toyota Highlander?▼
The average cost of Toyota Highlander insurance is $183/month ($2,200/year) for full coverage. Liability-only coverage averages $75/month ($900/year).
Is Toyota Highlander expensive to insure?▼
The Highlander is moderately priced to insure for a midsize SUV. Toyota's reliability and the vehicle's safety features help keep insurance rates reasonable.
What affects Highlander insurance rates?▼
Key factors include the specific trim level, your location, driving record, and whether you choose hybrid (which may have higher rates due to EV components).
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