Toyota Camry Insurance
Average insurance costs for the Toyota Camry (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$192/mo
Liability Only
$79/mo
Safety Rating
5★/5
Average Toyota Camry Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $79 | $950 |
| Full Coverage | $192 | $2,300 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Toyota Camry Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $259 | $3,108 |
| 26–35 | $192 | $2,304 |
| 36–55 | $170 | $2,040 |
| 55+ | $183 | $2,196 |
What Affects Your Toyota Camry Insurance Rate
- Vehicle Class: Midsize Sedan
- Safety Rating: 5★ NHTSA, TSP+ IIHS
- Theft Risk: moderate
- Model Years: 2024-2026
Toyota Camry Safety Features
✓Toyota Safety Sense 3.0
✓Pre-Collision System
✓Full-Speed Adaptive Cruise Control
✓Lane Tracing Assist
✓Automatic High Beams
Available Discounts for Toyota Camry
- %Multi-vehicle discount
- %Good driver discount
- %Toyota owner loyalty
- %Anti-theft device discount
- %Paperless billing
Toyota Camry Theft Risk
Risk Level:Moderate(12,296 stolen in 2024)
The Camry is the 9th most stolen vehicle. Older model years without immobilizers are particularly targeted.
Frequently Asked Questions
How much is insurance for a Toyota Camry?▼
The average cost of Toyota Camry insurance is $192/month ($2,300/year) for full coverage. Liability-only coverage averages $79/month ($950/year).
Is Toyota Camry expensive to insure?▼
The Camry is moderately priced to insure. Its theft risk (9th most stolen) can increase rates slightly, but excellent safety ratings help offset this.
Why is Camry insurance higher than expected?▼
The Camry's popularity makes it a theft target, which increases insurance costs. However, strong safety features and Toyota's reliability help keep rates reasonable.
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