Hyundai Sonata Insurance
Average insurance costs for the Hyundai Sonata (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$292/mo
Liability Only
$117/mo
Safety Rating
5★/5
Average Hyundai Sonata Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $117 | $1,400 |
| Full Coverage | $292 | $3,500 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Hyundai Sonata Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $394 | $4,728 |
| 26–35 | $292 | $3,504 |
| 36–55 | $258 | $3,096 |
| 55+ | $279 | $3,348 |
What Affects Your Hyundai Sonata Insurance Rate
- Vehicle Class: Midsize Sedan
- Safety Rating: 5★ NHTSA, TSP IIHS
- Theft Risk: very-high
- Model Years: 2024-2026
Hyundai Sonata Safety Features
✓Forward Collision Avoidance
✓Lane Keeping Assist
✓Driver Attention Warning
✓Blind-Spot Collision Avoidance
✓Highway Driving Assist
Available Discounts for Hyundai Sonata
- %Multi-vehicle discount
- %Good driver discount
- %Anti-theft device discount
- %Paperless billing
- %Pay-in-full discount
Hyundai Sonata Theft Risk
Risk Level:Very-high(26,720 stolen in 2024)
The Sonata is the 2nd most stolen vehicle. Kia/Hyundai theft vulnerability affects older models significantly.
Frequently Asked Questions
How much is insurance for a Hyundai Sonata?▼
The average cost of Hyundai Sonata insurance is $292/month ($3,500/year) for full coverage. Liability-only coverage averages $117/month ($1,400/year).
Why is Sonata insurance so expensive?▼
The Sonata is the 2nd most stolen vehicle due to the Kia/Hyundai theft vulnerability. This dramatically increases insurance premiums across all model years.
Related Vehicles
Popular Midsize Sedans
Compare insurance rates for other popular midsize sedans
Toyota Camry
Midsize Sedan
$192
/mo
Honda Accord
Midsize Sedan
$200
/mo
Nissan Altima
Midsize Sedan
$208
/mo
Chevrolet Malibu
Midsize Sedan
$208
/mo
Ready to Save on Your Hyundai Sonata Insurance?
Get personalized quotes from top insurers in less than 2 minutes. Compare rates and find the best coverage.