Hyundai Elantra Insurance

Average insurance costs for the Hyundai Elantra (2024-2026). Compare rates from 8+ top insurers and find the best coverage.

Full Coverage

$250/mo

Liability Only

$100/mo

Safety Rating

5★/5

Average Hyundai Elantra Insurance Rates

Coverage TypeMonthlyAnnual
Liability Only$100$1,200
Full Coverage$250$3,000

Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.

Hyundai Elantra Insurance Rates by Age

Driver AgeMonthly RateAnnual Rate
18–25$338$4,056
26–35$250$3,000
36–55$221$2,652
55+$239$2,868

What Affects Your Hyundai Elantra Insurance Rate

  • Vehicle Class: Compact Sedan
  • Safety Rating: 5★ NHTSA, TSP+ IIHS
  • Theft Risk: very-high
  • Model Years: 2024-2026

Hyundai Elantra Safety Features

Forward Collision Avoidance
Lane Keeping Assist
Driver Attention Warning
Highway Driving Assist
Blind-Spot Collision Avoidance

Available Discounts for Hyundai Elantra

  • %Multi-vehicle discount
  • %Good driver discount
  • %Anti-theft device discount
  • %Paperless billing
  • %Pay-in-full discount

Hyundai Elantra Theft Risk

Risk Level:Very-high(31,712 stolen in 2024)

The Elantra is the most stolen vehicle in the US. Kia/Hyundai TikTok theft vulnerability affects 2015-2021 models without immobilizers; newer models have software patch.

Frequently Asked Questions

How much is insurance for a Hyundai Elantra?
The average cost of Hyundai Elantra insurance is $250/month ($3,000/year) for full coverage. Liability-only coverage averages $100/month ($1,200/year). The Elantra is more expensive to insure due to high theft rates.
Why is Hyundai Elantra insurance so expensive?
The Elantra is the most stolen vehicle in the US due to the Kia/Hyundai TikTok theft vulnerability affecting 2015-2021 models. Even newer models with immobilizers have higher rates due to brand perception.
Can I get cheaper Elantra insurance?
Yes. Install aftermarket anti-theft devices, bundle with home insurance, maintain good credit, and ask about Hyundai's theft mitigation software updates.

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