Honda Civic Insurance
Average insurance costs for the Honda Civic (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$200/mo
Liability Only
$83/mo
Safety Rating
5★/5
Average Honda Civic Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $83 | $1,000 |
| Full Coverage | $200 | $2,400 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Honda Civic Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $270 | $3,240 |
| 26–35 | $200 | $2,400 |
| 36–55 | $177 | $2,124 |
| 55+ | $191 | $2,292 |
What Affects Your Honda Civic Insurance Rate
- Vehicle Class: Compact Sedan
- Safety Rating: 5★ NHTSA, TSP+ IIHS
- Theft Risk: high
- Model Years: 2024-2026
Honda Civic Safety Features
✓Honda Sensing
✓Collision Mitigation Braking
✓Road Departure Mitigation
✓Traffic Jam Assist
✓Adaptive Cruise Control
Available Discounts for Honda Civic
- %Multi-vehicle discount
- %Good student discount
- %Good driver discount
- %Honda owner loyalty
- %Paperless billing
Honda Civic Theft Risk
Risk Level:High(15,727 stolen in 2024)
The Civic is the 6th most stolen vehicle. Older models without immobilizers are particularly targeted.
Frequently Asked Questions
How much is insurance for a Honda Civic?▼
The average cost of Honda Civic insurance is $200/month ($2,400/year) for full coverage. Liability-only coverage averages $83/month ($1,000/year).
Is Honda Civic expensive to insure?▼
The Civic is moderately priced to insure. Its high theft rate (6th most stolen) can increase premiums, but excellent safety ratings help offset this.
Why is Civic insurance higher than expected?▼
The Civic's popularity makes it a theft target, which increases insurance costs. However, strong safety features and Honda's reliability help keep rates reasonable.
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