Honda HR-V Insurance
Average insurance costs for the Honda HR-V (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$126/mo
Liability Only
$58/mo
Safety Rating
5★/5
Average Honda HR-V Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $58 | $700 |
| Full Coverage | $126 | $1,511 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Honda HR-V Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $170 | $2,040 |
| 26–35 | $126 | $1,512 |
| 36–55 | $111 | $1,332 |
| 55+ | $120 | $1,440 |
What Affects Your Honda HR-V Insurance Rate
- Vehicle Class: Subcompact SUV
- Safety Rating: 5★ NHTSA, TSP+ IIHS
- Theft Risk: low
- Model Years: 2024-2026
Honda HR-V Safety Features
✓Honda Sensing
✓Collision Mitigation Braking
✓Road Departure Mitigation
✓Adaptive Cruise Control
✓Lane Keeping Assist
Available Discounts for Honda HR-V
- %Multi-vehicle discount
- %Good student discount
- %Good driver discount
- %Honda owner loyalty
- %Paperless billing
Honda HR-V Theft Risk
Risk Level:Low
Tied for cheapest vehicle to insure in the US. Excellent safety and low theft contribute to very affordable premiums.
Frequently Asked Questions
How much is insurance for a Honda HR-V?▼
The average cost of Honda HR-V insurance is $126/month ($1,511/year) for full coverage. Liability-only coverage averages $58/month ($700/year). The HR-V is one of the cheapest vehicles to insure.
Why is Honda HR-V so cheap to insure?▼
The HR-V benefits from excellent safety ratings (TSP+), very low theft rates, affordable repair costs, and Honda's reliability reputation. All these factors minimize insurance risk.
Is HR-V cheaper to insure than CR-V?▼
Yes, the Honda HR-V is typically $100-200/year cheaper to insure than the Honda CR-V due to its smaller size and lower repair costs.
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