Honda Accord Insurance
Average insurance costs for the Honda Accord (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$200/mo
Liability Only
$83/mo
Safety Rating
5★/5
Average Honda Accord Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $83 | $1,000 |
| Full Coverage | $200 | $2,400 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Honda Accord Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $270 | $3,240 |
| 26–35 | $200 | $2,400 |
| 36–55 | $177 | $2,124 |
| 55+ | $191 | $2,292 |
What Affects Your Honda Accord Insurance Rate
- Vehicle Class: Midsize Sedan
- Safety Rating: 5★ NHTSA, TSP+ IIHS
- Theft Risk: high
- Model Years: 2024-2026
Honda Accord Safety Features
✓Honda Sensing
✓Collision Mitigation Braking
✓Adaptive Cruise Control
✓Lane Keeping Assist
✓Traffic Sign Recognition
Available Discounts for Honda Accord
- %Multi-vehicle discount
- %Good student discount
- %Good driver discount
- %Honda owner loyalty
- %Paperless billing
Honda Accord Theft Risk
Risk Level:High(18,539 stolen in 2024)
The Accord is the 4th most stolen vehicle in the US. Older models are particularly vulnerable.
Frequently Asked Questions
How much is insurance for a Honda Accord?▼
The average cost of Honda Accord insurance is $200/month ($2,400/year) for full coverage. Liability-only coverage averages $83/month ($1,000/year).
Is Honda Accord expensive to insure?▼
The Accord is moderately priced to insure. Its high theft rate (4th most stolen) can increase premiums, but excellent safety ratings help offset this.
How can I lower Accord insurance rates?▼
Install anti-theft devices, bundle with home insurance, maintain good credit, and ask about Honda loyalty discounts.
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