Toyota Tacoma Insurance
Average insurance costs for the Toyota Tacoma (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$198/mo
Liability Only
$79/mo
Safety Rating
4★/5
Average Toyota Tacoma Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $79 | $950 |
| Full Coverage | $198 | $2,377 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Toyota Tacoma Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $267 | $3,204 |
| 26–35 | $198 | $2,376 |
| 36–55 | $175 | $2,100 |
| 55+ | $189 | $2,268 |
What Affects Your Toyota Tacoma Insurance Rate
- Vehicle Class: Midsize Pickup
- Safety Rating: 4★ NHTSA, Not rated IIHS
- Theft Risk: low
- Model Years: 2024-2026
Toyota Tacoma Safety Features
✓Toyota Safety Sense 3.0
✓Pre-Collision System
✓Lane Departure Alert
✓Adaptive Cruise Control
✓Automatic High Beams
Available Discounts for Toyota Tacoma
- %Multi-vehicle discount
- %Good driver discount
- %Toyota owner loyalty
- %Paperless billing
- %Pay-in-full discount
Toyota Tacoma Theft Risk
Risk Level:Low
Strong resale value and low theft risk. Toyota's reliability contributes to lower insurance costs.
Frequently Asked Questions
How much is insurance for a Toyota Tacoma?▼
The average cost of Toyota Tacoma insurance is $198/month ($2,377/year) for full coverage. Liability-only coverage averages $79/month ($950/year).
Is Toyota Tacoma expensive to insure?▼
The Tacoma is moderately priced to insure for a midsize pickup. Its strong resale value and Toyota's reliability help keep insurance costs reasonable.
Why is Tacoma insurance higher than some sedans?▼
Pickups generally cost more to insure due to higher repair costs and parts prices. However, the Tacoma's reliability and low theft rates help offset this.
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