Ford Mustang Insurance
Average insurance costs for the Ford Mustang (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$267/mo
Liability Only
$100/mo
Safety Rating
4★/5
Average Ford Mustang Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $100 | $1,200 |
| Full Coverage | $267 | $3,200 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Ford Mustang Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $358 | $4,296 |
| 26–35 | $267 | $3,204 |
| 36–55 | $236 | $2,832 |
| 55+ | $255 | $3,060 |
What Affects Your Ford Mustang Insurance Rate
- Vehicle Class: Sports Car
- Safety Rating: 4★ NHTSA, Not rated IIHS
- Theft Risk: moderate
- Model Years: 2024-2026
Ford Mustang Safety Features
✓Ford Co-Pilot360
✓Automatic Emergency Braking
✓Blind Spot Information System
✓Lane-Keeping System
✓Pre-Collision Assist
Available Discounts for Ford Mustang
- %Multi-vehicle discount
- %Good driver discount
- %Ford owner loyalty
- %Paperless billing
- %Pay-in-full discount
Ford Mustang Theft Risk
Risk Level:Moderate
Moderate theft risk. High-performance vehicle with higher insurance costs.
Frequently Asked Questions
How much is insurance for a Ford Mustang?▼
The average cost of Ford Mustang insurance is $267/month ($3,200/year) for full coverage. Liability-only coverage averages $100/month ($1,200/year). Sports cars typically have higher insurance rates.
Why is Mustang insurance expensive?▼
Sports cars like the Mustang have higher insurance rates due to higher performance, increased accident risk, and higher repair costs. Young drivers face especially high premiums.
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