Ram 2500 Insurance

Average insurance costs for the Ram 2500 (2024-2026). Compare rates from 8+ top insurers and find the best coverage.

Full Coverage

$192/mo

Liability Only

$79/mo

Safety Rating

★/5

Average Ram 2500 Insurance Rates

Coverage TypeMonthlyAnnual
Liability Only$79$950
Full Coverage$192$2,300

Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.

Ram 2500 Insurance Rates by Age

Driver AgeMonthly RateAnnual Rate
18–25$259$3,108
26–35$192$2,304
36–55$170$2,040
55+$183$2,196

What Affects Your Ram 2500 Insurance Rate

  • Vehicle Class: Heavy-Duty Pickup
  • Safety Rating: ★ NHTSA, Not rated IIHS
  • Theft Risk: low
  • Model Years: 2024-2026

Ram 2500 Safety Features

Forward Collision Warning
Automatic Emergency Braking
Lane Keep Assist
Blind Spot Monitoring
Adaptive Cruise Control

Available Discounts for Ram 2500

  • %Multi-vehicle discount
  • %Good driver discount
  • %Paperless billing
  • %Pay-in-full discount

Ram 2500 Theft Risk

Risk Level:Low

Low theft risk. Heavy-duty truck with higher repair costs.

Frequently Asked Questions

How much is insurance for a Ram 2500?
The average cost of Ram 2500 insurance is $192/month ($2,300/year) for full coverage. Liability-only coverage averages $79/month ($950/year).

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