Hyundai Ioniq 5 Insurance
Average insurance costs for the Hyundai Ioniq 5 (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$317/mo
Liability Only
$125/mo
Safety Rating
5★/5
Average Hyundai Ioniq 5 Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $125 | $1,500 |
| Full Coverage | $317 | $3,800 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Hyundai Ioniq 5 Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $373 | $4,476 |
| 26–35 | $317 | $3,804 |
| 36–55 | $281 | $3,372 |
| 55+ | $301 | $3,612 |
What Affects Your Hyundai Ioniq 5 Insurance Rate
- Vehicle Class: Compact EV SUV
- Safety Rating: 5★ NHTSA, TSP+ IIHS
- Theft Risk: low
- Model Years: 2024-2026
Hyundai Ioniq 5 Safety Features
✓Forward Collision Avoidance
✓Lane Keeping Assist
✓Highway Driving Assist 2
✓Blind-Spot Collision Avoidance
✓Remote Smart Parking Assist
Available Discounts for Hyundai Ioniq 5
- %EV discount (5-10%)
- %Anti-theft system discount
- %Good driver discount
- %Paperless billing
- %Pay-in-full discount
Hyundai Ioniq 5 Theft Risk
Risk Level:Low
Low theft risk. EV repair costs significantly increase insurance.
Frequently Asked Questions
How much is insurance for a Hyundai Ioniq 5?▼
The average cost of Hyundai Ioniq 5 insurance is $317/month ($3,800/year) for full coverage. Liability-only coverage averages $125/month ($1,500/year).
Why is Ioniq 5 insurance expensive?▼
Like most EVs, the Ioniq 5 has higher insurance costs due to expensive battery components, specialized repair requirements, and higher parts costs.
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