Toyota 4Runner Insurance
Average insurance costs for the Toyota 4Runner (2024-2026). Compare rates from 8+ top insurers and find the best coverage.
Full Coverage
$175/mo
Liability Only
$71/mo
Safety Rating
4★/5
Average Toyota 4Runner Insurance Rates
| Coverage Type | Monthly | Annual |
|---|---|---|
| Liability Only | $71 | $850 |
| Full Coverage | $175 | $2,100 |
Based on a 35-year-old driver with clean record and good credit. Rates vary by state, age, and driving history.
Toyota 4Runner Insurance Rates by Age
| Driver Age | Monthly Rate | Annual Rate |
|---|---|---|
| 18–25 | $236 | $2,832 |
| 26–35 | $175 | $2,100 |
| 36–55 | $155 | $1,860 |
| 55+ | $167 | $2,004 |
What Affects Your Toyota 4Runner Insurance Rate
- Vehicle Class: Midsize SUV
- Safety Rating: 4★ NHTSA, Not rated IIHS
- Theft Risk: low
- Model Years: 2024-2026
Toyota 4Runner Safety Features
✓Toyota Safety Sense 2.5
✓Pre-Collision System
✓Lane Departure Alert
✓Adaptive Cruise Control
✓Automatic High Beams
Available Discounts for Toyota 4Runner
- %Multi-vehicle discount
- %Good driver discount
- %Toyota owner loyalty
- %Paperless billing
- %Pay-in-full discount
Toyota 4Runner Theft Risk
Risk Level:Low
Low theft risk. Strong resale value and Toyota reliability.
Frequently Asked Questions
How much is insurance for a Toyota 4Runner?▼
The average cost of Toyota 4Runner insurance is $175/month ($2,100/year) for full coverage. Liability-only coverage averages $71/month ($850/year).
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